Investing In Wellbeing Privacy Policy 

 

Your privacy is important to us. It is Investing In Wellbeing’s policy to respect your privacy and comply with any applicable law and regulation regarding any personal information we may collect about you, including across our website, https://investinginwellbeing.co.uk, and other sites we own and operate. 

Personal information is any information about you which can be used to identify you. This includes information about you as a person (such as name, address, and date of birth), your devices, payment details, and even information about how you use a website or online service. 

 

In the event our site contains links to third-party sites and services, please be aware that those sites and services have their own privacy policies. After following a link to any third party content, you should read their posted privacy policy information about how they collect and use personal information. This Privacy Policy does not apply to any of your activities after you leave our site. 

This policy is effective as of June 4, 2024 

Last updated: June 4, 2024 

 

Information We Collect 

Information we collect falls into one of two categories: voluntarily provided information and automatically collected information. 

 

Voluntarily provided information refers to any information you knowingly and actively provide us when using or participating in any of our services and promotions. 

 

Automatically collected information refers to any information automatically sent by your devices in the course of accessing our products and services. 

 

Log Data 

 

When you visit our website, our servers may automatically log the standard data provided by your web browser. It may include your devices Internet Protocol (IP) address, your browser type and version, the pages you visit, the time and date of your visit, the time spent on each page, and other details about your visit. 

 

Additionally, if you encounter certain errors while using the site, we may automatically collect data about the error and the circumstances surrounding its occurrence. This data may include technical details about your device, what you were trying to do when the error happened, and

other technical information relating to the problem. You may or may not receive notice of such errors, even in the moment they occur, that they have occurred, or what the nature of the error is. 

 

Please be aware that while this information may not be personally identifying by itself, it may be possible to combine it with other data to personally identify individual persons. 

 

Personal Information 

 

We may ask for personal information  for example, when you subscribe to our newsletter or when you contact us  which may include one or more of the following: 

• Name 
• Email 
• Social media profiles 
• Date of birth 
• Phone/mobile number 
• Home/mailing address 

 

Legitimate Reasons for Processing Your Personal Information 

 

We only collect and use your personal information when we have a legitimate reason for doing so. In which instance, we only collect personal information that is reasonably necessary to provide our services to you. 

 

Collection and Use of Information 

 

We may collect personal information from you when you do any of the following on our website: 

Register for an account 

Sign up to receive updates from us via email or social media channels 

Use a mobile device or web browser to access our content 

Contact us via email, social media, or on any similar technologies 

When you mention us on social media 

We may collect, hold, use, and disclose information for the following purposes, and personal information will not be further processed in a manner that is incompatible with these purposes: 

to provide you with our platform’s core features and services 

to enable you to customize or personalize your experience of our website to contact and communicate with you

for analytics, market research, and business development, including to operate and improve our website, associated applications, and associated social media platforms for advertising and marketing, including to send you promotional information about our products and services and information about third parties that we consider may be of interest to you 

to enable you to access and use our website, associated applications, and associated social media platforms 

for internal record keeping and administrative purposes 

to attribute any content (e.g. posts and comments) you submit that we publish on our website 

for technical assessment, including to operate and improve our app, associated applications, and associated social media platforms 

 

We may combine voluntarily provided and automatically collected personal information with general information or research data we receive from other trusted sources. For example, Our marketing and market research activities may uncover data and insights, which we may combine with information about how visitors use our site to improve our site and your experience on it. 

 

Security of Your Personal Information 

 

When we collect and process personal information, and while we retain this information, we will protect it within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. 

 

Although we will do our best to protect the personal information you provide to us, we advise that no method of electronic transmission or storage is 100% secure and no one can guarantee absolute data security. 

 

You are responsible for selecting any password and its overall security strength, ensuring the security of your own information within the bounds of our services. For example, ensuring any passwords associated with accessing your personal information and accounts are secure and confidential. 

 

How Long We Keep Your Personal Information 

 

We keep your personal information only for as long as we need to. This time period may depend on what we are using your information for, in accordance with this privacy policy. For example, if you have provided us with personal information as part of creating an account with us, we may retain this information for the duration your account exists on our system. If your personal information is no longer required for this purpose, we will delete it or make it anonymous by removing all details that identify you.

 

However, if necessary, we may retain your personal information for our compliance with a legal, accounting, or reporting obligation or for archiving purposes in the public interest, scientific, or historical research purposes or statistical purposes. 

 

Childrens Privacy 

 

We do not aim any of our products or services directly at children under the age of 13 and we do not knowingly collect personal information about children under 13. 

 

Disclosure of Personal Information to Third Parties 

 

We may disclose personal information to: 

 

• a parent, subsidiary or affiliate of our company 
• third-party service providers for the purpose of enabling them to provide their services, including (without limitation) IT service providers, data storage, hosting and server providers, ad networks, analytics, error loggers, debt collectors, maintenance or problem solving providers, marketing providers, professional advisors, and payment systems operators 
• our employees, contractors, and/or related entities 
• our existing or potential agents or business partners 
• credit reporting agencies, courts, tribunals, and regulatory authorities, in the event you fail to pay for goods or services we have provided to you 
• courts, tribunals, regulatory authorities, and law enforcement officers, as required by law, in connection with any actual or prospective legal proceedings, or in order to establish, exercise, or defend our legal rights 
• third parties, including agents or sub-contractors who assist us in providing information, products, services, or direct marketing to you 
• third parties to collect and process data 
• an entity that buys, or to which we transfer all or substantially all of our assets and business 

Third parties we currently use include: 

• Google Analytics 
• MailChimp 

 

Your Rights and Controlling Your Personal Information 

 

Your choice: By providing personal information to us, you understand we will collect, hold, use, and disclose your personal information in accordance with this privacy policy. You do not have to provide personal information to us, however, if you do not, it may affect your use of our website or the products and/or services offered on or through it.

 

Information from third parties: If we receive personal information about you from a third party, we will protect it as set out in this privacy policy. If you are a third party providing personal information about somebody else, you represent and warrant that you have such persons consent to provide the personal information to us. 

 

Marketing permission: If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by contacting us using the details below. 

 

Access: You may request details of the personal information that we hold about you. 

 

Correction: If you believe that any information we hold about you is inaccurate, out of date, incomplete, irrelevant, or misleading, please contact us using the details provided in this privacy policy. We will take reasonable steps to correct any information found to be inaccurate, incomplete, misleading, or out of date. 

 

Non-discrimination: We will not discriminate against you for exercising any of your rights over your personal information. Unless your personal information is required to provide you with a particular service or offer (for example providing user support), we will not deny you goods or services and/or charge you different prices or rates for goods or services, including 

through granting discounts or other benefits, or imposing penalties, or provide you with a different level or quality of goods or services. 

 

Notification of data breaches: We will comply with laws applicable to us in respect of any data breach. 

 

Complaints: If you believe that we have breached a relevant data protection law and wish to make a complaint, please contact us using the details below and provide us with full details of the alleged breach. We will promptly investigate your complaint and respond to you, in writing, setting out the outcome of our investigation and the steps we will take to deal with your complaint. You also have the right to contact a regulatory body or data protection authority in relation to your complaint. 

 

Unsubscribe: To unsubscribe from our email database or opt-out of communications (including marketing communications), please contact us using the details provided in this privacy policy, or opt-out using the opt-out facilities provided in the communication. We may need to request specific information from you to help us confirm your identity. 

 

Business Transfers 

 

If we or our assets are acquired, or in the unlikely event that we go out of business or enter bankruptcy, we would include data, including your personal information, among the assets transferred to any parties who acquire us. You acknowledge that such transfers may occur, and that any parties who acquire us may, to the extent permitted by applicable law, continue

to use your personal information according to this policy, which they will be required to assume as it is the basis for any ownership or use rights we have over such information. 

 

Limits of Our Policy 

 

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites, and cannot accept responsibility or liability for their respective privacy practices. 

 

Changes to This Policy 

 

At our discretion, we may change our privacy policy to reflect updates to our business processes, current acceptable practices, or legislative or regulatory changes. If we decide to change this privacy policy, we will post the changes here at the same link by which you are accessing this privacy policy. 

If the changes are significant, or if required by applicable law, we will contact you (based on your selected preferences for communications from us) and all our registered users with the new details and links to the updated or changed policy. 

 

If required by law, we will get your permission or give you the opportunity to opt in to or opt out of, as applicable, any new uses of your personal information. 

 

Additional Disclosures for UK General Data Protection Regulation (UK GDPR) Compliance (UK) 

Data Controller / Data Processor 

 

The GDPR distinguishes between organisations that process personal information for their own purposes (known as data controllers) and organizations that process personal information on behalf of other organizations (known as data processors). For the purposes covered by this Privacy Policy, we are a Data Controller with respect to the personal information you provide to us and remain compliant with our data controller obligations under GDPR. 

 

Third-Party Provided Content 

 

We may indirectly collect personal information about you from third-parties who have your permission to share it. For example, if you purchase a product or service from a business working with us, and give your permission for us to use your details in order to complete the transaction. 

 

We may also collect publicly available information about you, such as from any social media and messaging platforms you may use. The availability of this information will depend on both

the privacy policies and your own privacy settings on such platforms. 

 

Additional Disclosure for Collection and Use of Personal Information 

 

In addition to the aforementioned purposes warranting the collection and use of personal information, we may also conduct marketing and market research activities, including how visitors use our site, website improvement opportunities and user experience. 

 

Personal Information No Longer Required for Our Purposes 

 

If your personal information is no longer required for our stated purposes, or if you instruct us under your Data Subject Rights, we will delete it or make it anonymous by removing all details that identify you (Anonymisation). However, if necessary, we may retain your personal information for our compliance with a legal, accounting, or reporting obligation or for archiving purposes in the public interest, scientific, or historical research purposes or statistical purposes. 

 

Legal Bases for Processing Your Personal Information 

Data Protection and Privacy Laws permit us to collect and use your personal data on a limited number of grounds.. In which case, we will collect and use your personal information lawfully, fairly and in a transparent manner. We never directly market to any person(s) under 18 years of age. 

 

Our lawful bases depend on the services you use and how you use them. This is a non exhaustive list of the lawful bases we use: 

 

Consent From You 

 

Where you give us consent to collect and use your personal information for a specific purpose. You may withdraw your consent at any time using the facilities we provide; however this will not affect any use of your information that has already taken place. When you contact us, we assume your consent based on your positive action of contact, therefore you consent to your name and email address being used so we can respond to your enquiry. 

Where you agree to receive marketing communications from us, we will do so based solely on your indication of consent or until you instruct us not to, which you can do at any time. 

While you may request that we delete your contact details at any time, we cannot recall any email we have already sent. If you have any further enquiries about how to withdraw your consent, please feel free to enquire using the details provided in the Contact Us section of this privacy policy. 

 

Performance of a Contract or Transaction

 

Where you have entered into a contract or transaction with us, or in order to take preparatory steps prior to our entering into a contract or transaction with you. For example, if you contact us with an enquiry, we may require personal information such as your name and contact details in order to respond. 

 

Our Legitimate Interests 

 

Where we assess it is necessary for our legitimate interests, such as for us to provide, operate, improve and communicate our services. We consider our legitimate interests to include research and development, understanding our audience, marketing and promoting our services, measures taken to operate our services efficiently, marketing analysis, and measures taken to protect our legal rights and interests. 

 

Compliance with Law 

 

In some cases, we may have a legal obligation to use or keep your personal information. Such cases may include (but are not limited to) court orders, criminal investigations, government requests, and regulatory obligations. For example, we are required to keep financial records for a period of 7 years. If you have any further enquiries about how we retain personal information in order to comply with the law, please feel free to enquire using the details provided in the Contact Us section of this privacy policy. 

 

International Transfers of Personal Information 

 

The personal information we collect is stored and/or processed in the United Kingdom by us. Following an adequacy decision by the EU Commission, the UK has been granted an essentially equivalent level of protection to that guaranteed under UK GDPR. 

 

On some occasions, where we share your data with third parties, they may be based outside of the UK, or the European Economic Area (EEA). These countries to which we store, process, or transfer your personal information may not have the same data protection laws as the country in which you initially provided the information. 

 

If we transfer your personal information to third parties in other countries: 

we will perform those transfers in accordance with the requirements of the UK GDPR (Article 45) and Data Protection Act 2018; 

 

we will adopt appropriate safeguards for protecting the transferred data, including in transit, such as standard contractual clauses (SCCs) or binding corporate rules. 

 

Your Data Subject Rights 

 

Right to Restrict Processing: You have the right to request that we restrict the processing of your personal information if (i) you are concerned about the accuracy of your personal information; (ii) you believe your personal information has been unlawfully processed; (iii) you

need us to maintain the personal information solely for the purpose of a legal claim; or (iv) we are in the process of considering your objection in relation to processing on the basis of legitimate interests. 

 

Right to Object: You have the right to object to processing of your personal information that is based on our legitimate interests or public interest. If this is done, we must provide compelling legitimate grounds for the processing which overrides your interests, rights, and freedoms, in order to proceed with the processing of your personal information. 

 

Right to be Informed: You have the right to be informed with how your data is collected, processed, shared and stored. 

 

Right of Access: You may request a copy of the personal information that we hold about you at any time by submitting a Data Subject Access Request (DSAR). The statutory deadline for fulfilling a DSAR request is 30 calendar days from our receipt of your request. 

 

Right to Erasure: In certain circumstances, you can ask for your personal data to be erased from the records held by organisations. However this is a qualified right; it is not absolute, and may only apply in certain circumstances. 

 

When may the right to erasure apply? 

 

• When the personal data is no longer necessary for the purpose for which it was originally collected or processed for. 
• If consent was the lawful basis for processing personal data and that consent has been withdrawn. Investing In Wellbeing relies on consent to process personal data in very few circumstances. 
• The Company is relying on legitimate interests as a legal basis for processing personal data and an individual has exercised the right to object and it has been determined that the Company has no overriding legitimate grounds to refuse that request. 
• Personal data are being processed for direct marketing purposes e.g. a persons name and email address, and the individual objects to that processing. 
• There is legislation that requires that personal data are to be destroyed. 

Right to Portability: Individuals have the right to get some of their personal data from an organisation in a way that is accessible and machine-readable, for example as a csv file. Associated with this, individuals also have the right to ask an organisation to transfer their personal data to another organisation. 

However, the right to portability: 

 

only applies to personal data which a person has directly given to Investing In Wellbeing in electronic form; and 

onward transfer will only be available where this is technically feasible.

 

Right to Rectification: If personal data is inaccurate, out of date, or incomplete, individuals have the right to correct, update or complete that data. Collectively this is referred to as the right to rectification. Rectification may involve filling the gaps i.e. to have to have incomplete personal data completed  although this will depend on the purposes for the processing. This may involve adding a supplementary statement to the incomplete data to highlight any inaccuracy or claim thereof. 

This right only applies to an individuals own personal data; a person cannot seek the rectification of another persons information. 

 

Notification of data breaches: Upon discovery of a data breach, we will investigate the incident and report it to the UKs data protection regulator and yourself, if we deem it appropriate to do so. 

 

Complaints: You have the right, at any time, to lodge a complaint with the Information Commissioners Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance using the details below. Please provide us with as much information as you can about the alleged breach. We will promptly investigate your complaint and respond to you, in writing, setting out the outcome of our investigation and the steps we will take to deal with your complaint. 

 

Enquiries, Reports and Escalation 

 

To enquire about Investing In Wellbeing’s privacy policy, or to report violations of user privacy, you may contact our Data Protection Officer using the details in the Contact us section of this privacy policy. 

If we fail to resolve your concern to your satisfaction, you may also contact the Information Commissioners Office (ICO), the UK Data Protection regulator: 

• Information Commissioner’s Office 
• Wycliffe House 
• Water Lane 
• Wilmslow 
• Cheshire 
• SK9 5AF 
• Tel: 0303 123 1113 (local rate) 
• Website: www.ico.org.uk 

 

Contact Us

 

For any questions or concerns regarding your privacy, you may contact us using the following details: 

info@investinginwellbeing.co.uk 

https://info@investinginwellbeing.co.uk

Investing In Wellbeing Terms of Service 

 

These Terms of Service govern your use of the website located at 

https://investinginwellbeing.co.uk and any related services provided by Investing In Wellbeing. 

 

By accessing https://investinginwellbeing.co.uk, you agree to abide by these Terms of Service and to comply with all applicable laws and regulations. If you do not agree with these Terms of Service, you are prohibited from using or accessing this website or using any other services provided by Investing In Wellbeing. 

 

We, Investing In Wellbeing, reserve the right to review and amend any of these Terms of Service at our sole discretion. Upon doing so, we will update this page. Any changes to these Terms of Service will take effect immediately from the date of publication. 

 

These Terms of Service were last updated on June 4, 2024. 

 

Limitations of Use 

 

• By using this website, you warrant on behalf of yourself, your users, and other parties you represent that you will not: 
• modify, copy, prepare derivative works of, decompile, or reverse engineer any materials and software contained on this website; 
• remove any copyright or other proprietary notations from any materials and software on this website; 
• transfer the materials to another person or “mirror” the materials on any other server; knowingly or negligently use this website or any of its associated services in a way that abuses or disrupts our networks or any other service Investing In Wellbeing provides; use this website or its associated services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material; 
• use this website or its associated services in violation of any applicable laws or regulations; use this website in conjunction with sending unauthorized advertising or spam; harvest, collect, or gather user data without the users consent; or 
• use this website or its associated services in such a way that may infringe the privacy, intellectual property rights, or other rights of third parties. 

 

Intellectual Property 

 

The intellectual property in the materials contained in this website are owned by or licensed to Investing In Wellbeing and are protected by applicable copyright and trademark law. We grant our users permission to download one copy of the materials for personal, non commercial transitory use.

 

This constitutes the grant of a license, not a transfer of title. This license shall automatically terminate if you violate any of these restrictions or the Terms of Service, and may be terminated by Investing In Wellbeing at any time. 

 

Liability 

 

Our website and the materials on our website are provided on an ‘as is’ basis. To the extent permitted by law, Investing In Wellbeing makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non infringement of intellectual property, or other violation of rights. 

 

In no event shall Investing In Wellbeing or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use this website or the materials on this website, even if Investing In Wellbeing or an authorized representative has been notified, orally or in writing, of the possibility of such damage. 

 

In the context of this agreement, “consequential loss” includes any consequential loss, indirect loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity or otherwise. 

 

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. 

 

Accuracy of Materials 

 

The materials appearing on our website are not comprehensive and are for general information purposes only. Investing In Wellbeing does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on this website, or otherwise relating to such materials or on any resources linked to this website. 

 

Links 

 

Investing In Wellbeing has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement, approval or control by Investing In Wellbeing of the site. Use of any such linked site is at your own risk and we strongly advise you make your own investigations with respect to the suitability of those sites. 

 

Right to Terminate

 

We may suspend or terminate your right to use our website and terminate these Terms of Service immediately upon written notice to you for any breach of these Terms of Service. 

 

Severance 

 

Any term of these Terms of Service which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity of the remainder of these Terms of Service is not affected. 

 

Governing Law 

 

These Terms of Service are governed by and construed in accordance with the laws of United Kingdom. You irrevocably submit to the exclusive jurisdiction of the courts in that State or location.